Convert HSBC statements to CSV, Excel, OFX & QFX

HSBC statements use separate "Paid out" and "Money in" columns rather than a single signed amount — a layout that trips up naive parsers, which read every figure as positive. NoRekey infers the sign from the column position and verifies it against the running balance, so debits come out negative and credits positive, every time.

HSBC also splits longer transaction descriptions across lines and often prints a balance only on the last transaction of each day. NoRekey stitches descriptions back together and handles rows that carry no balance figure of their own, and the whole statement is still reconciled against the printed opening and closing totals.